Financially Strong, Federally Insured - Planites Credit Union

Dear Planites Credit Union Members:

Planites Credit Union (PCU) would like to reassure our members that the CU remains a
financially strong and exceptionally well-managed financial institution. While the turmoil in the
financial services industry is attributed in large part to investments in the sub-prime mortgage
market, PCU does not participate or invest in sub-prime lending.

PCU is a not-for-profit, member-owned-and-operated financial institution with $16.9 million in assets and 4,400 members. Our balance sheet is strong and we are well capitalized at
15.34 percent, which is well above the National Credit Union Administration (NCUA) guideline of 7 percent for a well-capitalized credit union and the Federal Deposit Insurance Corporation (FDIC) guideline of 6 percent for a bank.

PCU is federally insured by the NCUA and, just like the FDIC, is backed by the full faith and credit of the U.S. Government. Both the NCUA and FDIC now insure up to $250,000 per depositor and up to $250,000 for an IRA. It’s important to note that not a single credit union member has lost funds insured through the NCUA. The NCUA has established a call center for credit unions and members to access additional insurance information. The toll free number is 800-755-1030.

As an employee-owned-and-operated financial institution, we encourage you to utilize PCU as a financially strong place to put your funds. We are not only a full-service financial institution, we offer very competitive rates.

For more information on the strength of our operations or Credit Union services, please contact us directly at 312-653-6371.

Sincerely,

Christine Biasi
President
Planites Credit Union
312-653-6370
312-616-3728 fax